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18500 Murdock Circle
Port Charlotte, FL 33948

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State Housing Initiatives Partnership (SHIP)

The State Housing Initiatives Partnership Program provides Charlotte County with state funds to expand or preserve affordable housing to income eligible households and other special needs groups. The Division is responsible for coordinating the development of a Local Housing Assistance Plan describing how funds from the SHIP Program will be used within the framework established by the Florida Legislature. State rules require the plan be reviewed by the Affordable Housing Advisory Committee and endorsed by the Charlotte County Board of County Commissioners before being submitted for approval by the Florida Housing Finance Corporation.

Eligibility for programs is based on household income as determined by the U.S. Department of Housing and Urban Development each year.

For 2019, income limits for Charlotte County are listed on the table below. Extremely-low-income households are those with incomes below 30 percent of the Area Median Income (AMI). Very-low incomes are those at or below 50 percent of AMI. Low-incomes are between 51 and 80 percent of AMI.

2019 Income Limits
People Per Household 30% (EL) 50% (VL) 80% (L)
1 Person $12,490 $20,100 $32,100
2 Person $16,910 $22,950 $36,700
3 Person $21,330 $25,800 $41,300
4 Person $25,750 $28,650 $45,850
5 Person $30,170 $30,950 $49,550
6 Person $33,250 $33,250 $53,200
7 Person $35,550 $35,550 $56,900
8 Person $37,850 $37,850 $60,550

View the complete Income Limit Table for Charlotte County.

Rental Initiatives & Housing Choice Voucher Program

To learn more about public housing opportunities, please contact the Punta Gorda Housing Authority.

Homeless Initiatives

Charlotte County has provided funding to the Homeless Coalition to assist in the development of several transitional housing units as well as Genesis Safe House, an emergency shelter for women, men and families.​

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