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Flood History
​​​​​​​Emergency Management > ​​​​​​​Flood & Flood Insurance Information > Flood History​

Charlotte County has a history of flooding due to rainfall events a storm surge events. The following is a listing of dates in which Charlotte County residents have submitted flood insurance claims to the National Flood Insurance Program. The dollar figures reflected in the figures below include damage to county infrastructure, along with damages to homes and businesses.​ 
Excessive Rainfall
Betwe​en 16” and 20” of rain fell across the county within a 24 hour period. Approximately $4.7 million in damages occurred to public infrastructure. 41 living units were affected with an estimated $50,000 in damage.
Tropical Storm Gabrielle
Direct hit from tropical storm caused widespread flooding along Shoreview Drive and Gulf Blvd. Significant flooding also took place in the City of Punta Gorda. Over 300 homes were affected with minor-moderate levels of flooding. Estimated damages to infrastructure, residences, and businesses are between $4-6 million.​
Hurricane Gordon
Passing Hurricane caused flooding in the Manasota Key area along Shoreview Drive and Gulf Blvd. Other areas included the Peace River shoreline area in Punta Gorda. Flood Insurance claims totaled over $132,584.02.
Tropical Storm Harvey (no landfall)
Passing tropical storm caused flooding in the Manasota Key area along Shoreview Drive and Gulf Blvd. Minor flooding occurred in a few homes. Flood Insurance claims were totaled over $21,592.40.
Hurricane Georges (no landfall)
Passing hurricanes caused abnormally high surf, causing beach erosion and threatening some homes, putting water in a few on Manasota Key; flood insurance claims of $3558.50.
Excessive Rainfall
Up to 10" of rain fell in Port Charlotte causing widespread street flooding in Charlotte County; some houses sustained water damage; $15,846.79 in flood insurance claims were paid out.
Tropical Storm Josephine (no landfall)
Some street flooding occurred, Englewood experienced some flooding from high tide; high tide eroded beach and caused one home to fall into the water; $253,631.39 in flood insurance claims were paid out.
Winter Rain Storm
Flooding caused by high tides coupled with blowing winds; flood insurance claims of $383,008.69 were paid out.
Flooding due to 6 days of rain
23.5" of rain fell in Murdock, 18" fell in Punta Gorda, and 28" fell in Englewood; approx. $1,600,000 in damages was reported.
Tropical Storm Keith
Approximately 2" of rain fell in Charlotte County; flooding occurred in Punta Gorda and other low-lying areas due to high tides coupled with a minimal storm surge. Flood insurance claims of $224,384.60 were paid out.
Stalled front with excessive rain
Homes in Grove City suffered damages from flooding, none of which were uninsured; 11.5" of rain fell in Englewood, with 7.5" in Punta Gorda and 4.5" in Port Charlotte. Flood insurance claims of $1,066.51.
Hurricane Elena (not landfalling)
Storm surge caused flooding of up to 5' in some areas. Flood insurance claims of $161,356.46 were paid out.
Abnormal High Tide
Flooding occurred in the City of Punta Gorda. Flood insurance claims of $7,967.89 were paid out.
No-Name Storm
Several inches of rainfall along with a minimal, but damaging storm surge; approx. 10,965 acres of land flooded with salt water; approximately 1800 acres of land flooded with fresh water rain runoff; damage estimates approx. $1,000,000.

Hurricane Agnes (not landfalling)
5"-7" rainfall in Charlotte County; caused flooding of 3"-6" in parts of County; damages approx. $62,105.

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