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Renewal Period Extended to Dec. 10 for Flood Insurance Policyholders

CHARLOTTE COUNTY, Fla. (Nov. 25, 2024) – As a result of the severe damage and historic flooding in Florida caused by Hurricanes Helene and Milton, FEMA extended the policy renewal deadline for certain National Flood Insurance Program (NFIP) policyholders to prevent a lapse in NFIP flood coverage. Policyholders have until Dec. 10, 2024, to renew their policies, a significant extension from the standard 30-day renewal grace period.

Policyholders whose policy renewal date is within this range should contact their agent or insurance company.

The grace period for policyholders affected by Helene and Milton in Florida will be extended based on the following schedule:

If the policy term ended on:         The grace period would have ended:            But now runs until:

Aug. 28, 2024                                                Sept. 26, 2024                                  Dec. 10, 2024

Sept. 26, 2024                                                Oct. 25, 2024                                   Dec. 10, 2024

Oct. 15, 2024                                                 Nov. 13, 2024                                  Dec. 10, 2024

Nov. 1, 2024                                                   Nov. 30, 2024                                  Dec. 10, 2024

Nov. 15, 2024                                                 Dec. 14, 2024                                  Dec. 14, 2024

Policyholders whose NFIP policy renewal date is within this range should contact their agent or insurance company.

For recovery information, call the Charlotte County Emergency Operations Center at 941-833-4000 from 8 a.m.-5 p.m. Monday-Friday or visit www.CharlotteCountyFL.gov/storm.

Follow Charlotte County Emergency Management for important emergency information at www.charlottecountyfl.gov/em, www.facebook.com/oemcharlottecounty, and www.x.com/ccoem.

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